Home ownership can be an exciting time,
but it can also be stressful. Owning a home
is a great opportunity to invest wisely and
build equity for your future. However, when
you find yourself in a situation where you
are unable to make your monthly mortgage
payments, you can go through much financial
stress. CU Mortgage Housing Counseling
Solutions can help. We offer our clients
educational assistance and budgeting advice
that can directly focus on your mortgage
related and financial issues.
We can help you find solutions to your
financial difficulties and worries. We can
help you understand the factors that affect
your ability to meet your housing needs –
and offer individualized guidance to help
you succeed. Suggestions may include
developing a family budget, implementing a
debt reduction plan to pay unsecured debts,
and executing proven saving techniques.
We offer:
- Mortgage Delinquency Counseling- Our
counselors are certified and can
thoroughly evaluate your personal
financial situation. They can provide
advice on how to avoid default,
foreclosure, or bankruptcy. Working
together with you and your mortgage
lender, our counselors can assist you in
resolving your mortgage situation. We
understand that your home is a very
important asset and our experience and
commitment to excellent service can
assist you in regaining financial
control.
- Pre-Purchase Counseling-A healthy
financial future depends on
understanding the benefits, obstacles,
and affordability of home ownership. Our
certified housing counselors can educate
you on the home buying process and give
you a better understanding of the
overall process of mortgage lending.