CU Mortgage has certified Financial Specialists that can provide credit
counseling you can trust. Our counselors have years of consumer credit
counseling experience and can provide you with a comprehensive and
confidential assessment of your current financial situation. They can arm
you with the know-how and options to reach financial success. Start your
journey to financial freedom now.
Our mission is to impart consumers with quality credit counseling and
financial education so that wise financial decisions can be made. Contact us
for a confidential interview and we can work together to:
Give you advice on to manage your credit wisely
Maximize your income by establishing financial priorities
Help you get out of debt by exploring alternatives
Create a personalized household budget to get you back on track
If your living expenses and creditor payment cost more than you earn, a
Debt Management Program (DMP) might be the right choice for you. Our
counselors can help you begin the process of restoring your credit and help
you take that first step towards debt relief.
Frequently Asked Questions about Credit & Debt
Counseling
Q. What if I owe the IRS?
Taxes that you owe when you come to CU Mortgage should be listed as a debt
so that our counselors can discuss them with you.
Q. What if I want to file bankruptcy – will Springboard try to convert
me to a Debt Management Plan?
While our counselors cannot give you legal advice regarding a
bankruptcy, a bankruptcy attorney can explain how specific bankruptcy laws
work and what the whole process entails. CU Mortgage can offer you advice
and information on various other ways to handle your debt by providing
personal financial education, help with budgeting, and Debt Management
Plans. The final decision about what is best for your personal financial
situation is for you and your attorney to make. If you do file bankruptcy,
our certified counselors are prepared to offer the legally required
pre-petition bankruptcy counseling and pre-discharge debtor education to the
residents of most states.
Q. Where can I get help to learn more about money management?
CU Mortgage provides clients with various educational material that
offers tips and information about making sound financial choices. We also
provide in-person classes within our branch network and Internet resources.