The counselors at CU Mortgage can help you if you are past due on your
mortgage payments and wondering how you are ever going to “catch up”. CU
Mortgage is a HUD approved housing counseling agency who understands that
your home is your most valuable property and we will help you look into the
many ways that you can save your home. Our counselors, who are approved by
the National Foundation for Credit Counseling, can help you: understand the
reason for the default, assess your income vs. your living expenses and debt
repayment, look over your debt and make suggestions on how to reduce your
payments, advise you on default options, and get in touch with your lender
and negotiate on your behalf in regards to the default, with your
permission. We can help you during this stressful time by providing you with
lender-approved options, and education, understand the consequences of
Foreclosure, achievable and affordable repayment plans, Forbearance
Agreement, Modifications/Extension, Refinance, Sale of the property,
Short-Sale, Pre-Foreclosure, Partial Claim, and Deed-in-Lieu of Foreclosure.
Helping you save your home is our goal, and experience tells us that the
sooner you contact us for assistance the better we can help you improve your
chances of success.
One of our certified counselors can help you if you are falling behind on
your house payments or if you are worried about being able to make
consistent payments. We will focus on your current financial situation and
provide you with expert options and suggestions, such as:
- Education on the consequences of foreclosure
- Repayment plans
- Forbearance Agreement
- Modifications/Extension
- Refinance/Rewrite Option
- Possible Sale of Home
- Pre-Foreclosure Sale
- Deed in Lieu of Foreclosure